Know your insurance, BEFORE the storm.
6/8/2022 (Permalink)
SERVPRO is more than just a fire & water restoration company! We are in your community and eager to help! That’s why we’re here to also HELP prevent you as much stress BEFORE the storm!
One question I like asking at mixers is, “if your home fell victim to a major disaster tomorrow, would your insurance cover the damages?” Many times, we don’t have an answer or plan! Homeowners' insurance may help cover certain causes of storm damage, including wind, hail & lightning.
However, what most people FAIL to know is that damage caused by floods and catastrophic storms is typically NOT covered by a standard homeowners insurance policy. It's important to read your policy prior to purchase to learn what types of storm damage may or may not be covered.
You might need additional coverage as an unnecessary cost, but consider the cost to rebuild or repair out of pocket. SERVPRO bases its pricing on national average or market rates, you’ll be glad you spent the extra funds on these types of coverages rather than having to pay out of pocket.
Take time now, before the storm, to make sure you are ahead for whatever may happen, instead of finding out you’re not covered in the MIDDLE or AFTER the disaster.